From deep thoughts to silly stories, serve your quirkiest chats in this whimsical wonderland.

Random

From penny-pinching to investing, let's talk money moves that would make Warren Buffett proud.

Personal Finance

Share tales from the money maze, and discuss all things banking, finance, and insurance.

BFSI Industry

Just read that a CBSE school teacher made Rs.82,52,620 by providing investment advice illegally. 

SEBI daddies have not only asked him to return the Rs.82,52,620 but also slapped a penalty of Rs.2 lakh and prohibited him from trading for 2 years. 

Side income gone horribly wrong!

Google Pay	

Explorers of the digital frontier, painting the world with pixels and innovation.

Tech or Internet Industry

Google Pay has now started charging convenience fees for mobile recharges, joining competitors like PhonePe and Paytm. 

This is a classic example of how consumers are first habituated to a product and then charged for it eventually. As competition intensifies, we'll see these apps charging more and more according to my predictions. 

Thoughts?

From cringey co-workers to TPS reports, let's laugh it out.

Work memes

Very very minimal job interview calls...........

But more calls from personal loan and credit card department.

I remember how my father was literally harassed by the bank when he wanted his home documents back after clearing his home loan. 

But, not anymore! RBI will fine banks Rs.5,000 each day if original documents are not returned within 30 days of clearing the loan. 

Great move RBI! Hope the harassment stops now.

At 14%, India has experienced the highest medical inflation rate in Asia! Unfortunately, only 15% of the Indian working population receives medical insurance support from their employers. 

Do you think the Indian government should make it mandatory for companies to give medical insurance to their employees? Is health insurance enough?

Why do some of you still have government bank accounts even after the terrible customer service they offer? 

Just trying to understand the benefits to understand if I should open one too.

The central bank has increased the risk rate for unsecured loans. So, prepare to pay higher interest on personal loans, missed credit card payments, and likes. 

Do you think this is a fair move?

Let's support each other through the highs and lows of work life.

Toxic workplace

Balance? What's that? Let's talk about our chaotic lives.

Work-Life Balance

I joined a leading fintech company 6 months back,now I want to leave this company because of the toxic culture and politics. I am worried about how will it look in my CV and hunting job is difficult these days.
What should I do?

India has always been seen as a very price-sensitive market. Yet, 70% of iPhones purchased in India are on EMI!  

Are we becoming more and more like the West where people show off while taking loans upon loans? Or, have we understood the full potential of credit cards and are reaping the full benefits of EMI?

Can't stop, won't stop! Keep grinding and bouncing back.

Layoffs

Vent, rant, and rage about those awful bosses and managers.

My boss is…

I have been asked to resign or go through the PIP where performance will be monitored daily and I will be asked to resign post that if unable to set achieved target,what should I choose as it has been only 4 month I joined the organisation and i am the victim of office politics coz issuing pip in just 4 month cannot be for performance I know that, it seems like my manager does not like me and my ctc is more than my leader ?

GOOD NEWS! 

For all those who hate to read complex terms and conditions of health insurance policies... 

Insurance companies are now mandated to provide a Customer Information Sheet (CIS). It will be a short, easy-to-understand document outlining the key policy details. 

Y'all think these companies will still find sly strategies to fool their customers through CIS?

Show me the money! Let's talk compensation and hustle.

Salary discussions, hike & promotions

So i got placed in bajaj finance as assistant manager through my college placement. But till now i haven't got the offer letter from the company but i have the confirmation mail from my hr that i have been selected . I have his number and he is connected me on LinkedIn. Should i ask him about the offer letter on LinkedIn? Can anyone help me out? What should i do?

Boss babes unite! Let's empower and uplift our fellow women in tech.

Women in tech

Share and discuss experiences and advice on workplace crushes and relationships.

Office romance

Dish the dirt on your colleagues and their drama llama.

Office gossip

A gathering of minds diving into endless possibilities, sharing how AI empowers innovation and creativity.

Chatgpt/Bard/AI

Rules created by the world AND rules created by themselves.

Swap stories, bytes, and memes from the digital trenches, where coding meets camaraderie.

IT/ITES Industry

A safe space to discuss about well-being in professional life

Mental Health

Tips, tricks, and best practices to ace your next interview.

Interview tips

You age when your excitement for trying new things drops.

Which is the best city according to you for a Finance Professional? Exclude Mumbai, Delhi, Bangalore.

IDFC FIRST Bank defines personal banking experience. Provides the best net banking and personal banking services like Accounts, Deposits, Cards, Loans & more.

IDFC FIRST Bank

Currently negotiating with IDFC First bank delhi location... how much percentage hike can be negotiated with HR.. they are offering 30% will they be able to strech to 50%

Currently working with HDFC Bank Delhi
YoE - 4 yr

So, I recently worked at IDFC FIRST Bank as an Acquisition Manager. I gotta say, the salary and bonus benefits were top-notch. 💸 But let me tell you one thing, the work-life balance was absolutely zero! They really know how to demotivate people. 😒 #IDFCFIRSTBank #WorkLifeBalance #Demotivated

PNB MetLife

Guys, I had a gig at PNB MetLife India. Good stuff: solid company. But bummer, seniors weren't too helpful. #MixedFeelings #CorporateLife

Suryoday Small Finance Bank

Uniting to slay tasks, banish procrastination, and level up productivity! 🚀

Productivity

Yo, listen up! Suryoday Small Finance Bank is the real deal. I've been rockin' it here for a solid 10 years. Started as a Cr. Officer and now hold it down as State Head Credit MH 1. This place has given me epic experience and mad knowledge. Ain't got no dislikes, bro. It's all love! #SuryodaySmallFinanceBank #LoyalEmployee #NoComplaints

I have total 7 years experience in Retail banking & micro banking  can I switch to non it job .  If yes then please suggest which profile .